This past week I did a presentation on what a reportable claim is and how first aid differs from a reportable claim. After the presentation I quickly realized that many people in the room, let alone my current clients, probably had no idea they had an option when it comes to reporting workplace injuries. So in the next few minutes, I'll attempt to explain what a first aid vs. reportable claim summary situation actually is.
Towards the end of the year it seems like I get a wave of panic from clients and potential clients. As many insured's renew around the first of the year, they all are wondering if they are getting the best deal or if there's anything else they should be looking at. If I owned my own business, I would be doing the same thing. I would want to know I was getting the best deal with the best coverage. And, if you have an ethical broker, they should be marketing your renewal out annually.